Mortgage Services
Purchases
Purchase Mortgages in Canada: Your Path to Homeownership
I help you secure the best home loan rates by comparing options and finding the ideal lender for your needs
Refinancing
Refinance Your Mortgage with Assurance
- Replacing your existing mortgage with a new one to secure better terms, reduce your interest rate, or access home equity.
- Refinancing comes with fees, such as closing costs, appraisal fees, and legal charges. Ensure the benefits outweigh these expenses.
- When interest rates drop, your credit score improves.
- Refinancing could extend your loan term or increase the total interest paid over time.
New Builds
Your Guide to New Builds Mortgages
Buying a new build home is an exciting step towards homeownership, but it also comes with its own unique set of mortgage considerations. A new build mortgage is specifically designed for properties that are newly constructed or being built. It typically involves factors such as a longer loan approval process, potential delays in construction, and sometimes different deposit requirements.
HELOC
Exploring the Benefits and Risks of a HELOC
A Home Equity Line of Credit (HELOC) can provide homeowners with a versatile way to access cash when they need it. With a HELOC, you’re able to borrow against the equity in your home, which is the difference between your home’s market value and the remaining balance on your mortgage.
Purchase Plus
Improvements
What is a Purchase Plus Improvements Mortgage?
A Purchase Plus Improvements mortgage is a specialized mortgage product that allows homebuyers to finance both the purchase price of a home and the cost of necessary improvements, like renovations or repairs. The benefit of this mortgage is that it enables you to roll renovation costs into your mortgage, making it easier to manage your budget.
